Florida Home Buying Guide: How to Buy a Home Step by Step
This Florida home buying guide walks you step by step from defining your purchase goal and budget to closing, whether you are buying a primary home, a VA purchase near Jacksonville, or a DSCR-financed rental. Duane Buziak, NMLS #1110647, explains how the loan program, insurance, taxes, and fees shape your full monthly payment so you can plan with confidence.
Mortgage Without Credit Hit: How Soft-Pull Pre-Approval Works in Florida
You can start a mortgage without credit hit by using a soft credit pull to see your score range, debts, and likely loan programs before any hard inquiry appears on your report. This Florida guide from Duane Buziak, NMLS #1110647, explains where the soft-pull line sits, what you can accomplish before it, and when a hard pull becomes necessary during underwriting.
How to Document Business Income for a Mortgage
Learn how to document business income for a Florida mortgage, from tax returns to bank statements, and avoid delays before your loan pre-approval review.
7 Strategies to Use First Time Homebuyer Programs in Florida
A practical guide to first time homebuyer programs florida.
Florida Conventional Loan: Requirements, Limits and Costs
A practical guide to florida conventional loan.
Florida Condo Trends That Change Your Loan
Florida condo trends are reshaping financing. See how insurance, reserves, pricing, and loan options can affect your Florida purchase or refinance now.
How to Do a Florida Cash Out Refinance: 7 Steps to Tap Equity
A Florida cash out refinance replaces your current mortgage with a larger one and pays you the difference in cash. This step-by-step guide from Duane Buziak, NMLS #1110647, covers equity and LTV math, program options, and closing costs, so you can decide whether tapping your home equity fits your goals.
7 Strategies for a First Time Buyer in Florida (2026 Guide)
Florida homebuyers face costs that national advice overlooks, including homeowners and flood insurance and HOA or condo dues. Licensed mortgage broker Duane Buziak (NMLS #1110647) shares seven strategies for a first time buyer Florida, starting with a soft credit pull pre-approval, to help protect your credit and keep your monthly payment manageable.
Top Financing Options for Florida Investors
Compare top financing options Florida investors use for rentals, condos, and vacation homes, from DSCR and conventional to bank statement loans in Florida.
No Credit Check Mortgage: What Florida Buyers Can Really Get
A true no credit check mortgage barely exists, since conventional, FHA, VA and DSCR loans all require a credit evaluation before closing. This guide from Duane Buziak, NMLS #1110647, explains the difference between hard and soft inquiries, shows how Florida buyers and investors can get pre-approved with a soft credit pull, and walks through which loan programs fit different credit profiles, including a Tampa rental purchase example.