Best Mortgage Options for Physicians in Florida

Compare the best mortgage options for physicians in Florida, from physician loans to jumbo and conventional financing, with Florida-specific trade-offs.
Duane Buziak Florida Mortgage Broker: DSCR & VA Loan Specialist

Duane Buziak, NMLS #1110647, is a Florida-licensed mortgage broker serving homebuyers and investors statewide, with deep expertise in DSCR investment loans and VA financing through hundreds of wholesale lenders rather than a single bank’s rate sheet. This article breaks down who he serves, how the broker model works, and walks through a real DSCR loan example.
Down Payment Assistance Grants Florida: Programs & Eligibility

This guide breaks down how down payment assistance grants Florida buyers can access in 2026 actually work, distinguishing true forgivable grants from repayable second mortgages and explaining how each pairs with FHA, VA, or conventional financing. It also covers Florida Housing Finance Corporation and county SHIP program funding cycles so buyers can act before first-come, first-served funds run out.
Asset Depletion Example for Florida Mortgages

See an asset depletion example for Florida mortgages, including the income formula, a $1.2 million loan scenario, documents, limits, and lender options.
Florida Mortgage Rates’ NoTouch Credit Pull: Soft Pull Pre-Approval

FloridaMortgageRates’ NoTouch Credit Pull soft pull pre-approval uses VantageScore 4.0 data so DSCR investors and VA borrowers can compare loan offers without a hard inquiry hitting their credit score. The article breaks down how the process works, what it saves a Jacksonville VA buyer in real dollars, and how broker-shopped rates compare to a single bank’s rate sheet.
FloridaMortgageRates Dare to Compare: The Pricing Challenge Explained

The Floridamortgagerates Dare to Compare pricing challenge lets Florida DSCR investors and VA borrowers submit their current Loan Estimate for a line-by-line comparison against hundreds of wholesale lenders, all through a soft credit pull with no hard inquiry required.
Jumbo Versus Conforming Loans in Florida

Compare jumbo versus conforming loans in Florida: 2026 limits, credit, down payment, condo rules, costs, and a clear path to the right fit for buyers.
DSCR Versus Bank Statement Loans in Florida

Compare DSCR versus bank statement loans for Florida investors and self-employed buyers, qualification rules, costs, examples, and guidance for choosing.
VA Loan Versus Conventional for Florida Buyers

Compare VA loan versus conventional options for Florida buyers: down payments, insurance, funding fees, credit, condos, and payment trade-offs today.
FloridaMortgageRates.com Reviews: What Florida Buyers Should Know

This article breaks down what shows up when buyers search Floridamortgagerates.Com Reviews, explaining that the site is run by Florida-licensed broker Duane Buziak (NMLS #1110647) using a soft-pull comparison process. It covers the loan programs offered, how broker pricing compares to a retail bank, and how to independently verify licensing before applying.